Cookie Policy

Cookie Usage Policy

This policy refers to cookies and similar technologies used, where applicable, on websites and applications operated by FINACO SRL, with its registered office in Cluj-Napoca, Strada Rapsodiei, no. 7, Ap. 10, Cluj County, hereinafter referred to as Finaco.

Cookies are used for the following purposes:

  • Website functionality
  • Analyzing visitor behavior on the site
  • Advertising

What are cookies? A cookie is a small file, consisting of letters and numbers, that will be stored on a user's computer, mobile terminal, or other equipment from which the internet is accessed. The cookie is installed by the request issued by the user's terminal to a Finaco server or to a third-party server.

What are cookies used for? These files primarily allow the recognition of the user's terminal and the presentation of content in a relevant manner, tailored to the user's preferences.

Cookies ensure users have a pleasant browsing experience and support Finaco's efforts to provide improved services to users, e.g., online privacy preferences or relevant advertising. They are also used to prepare anonymous, aggregated statistics that help us understand how a user benefits from our web pages, allowing us to improve their structure and content without identifying the user personally.

What types of cookies do we use? We use two types of cookies: session cookies and persistent cookies. Session cookies are temporary files that remain on the user's terminal until the session ends or the application is closed. Persistent cookies remain on the user's terminal for a period defined by the cookie parameters or until manually deleted by the user.

How are cookies used by this site? A visit to this site may place the following types of cookies:

  • Strictly necessary cookies for site functionality
  • Analysis cookies
  • Advertising cookies

Strictly necessary cookies and/or similar technologies are essential for the proper functioning of the site, being set on your device upon accessing the site or as a result of actions performed on the site, as applicable. You can set your browser to block cookies; however, in this case, certain sections of the website will not function properly.

Do cookies or similar technologies contain personal data? Cookies or similar technologies do not require personal information to be used and, in many cases, do not personally identify internet users. However, there are situations where personal data may be collected through the use of cookies to facilitate certain functionalities for the user or to offer a browsing experience tailored to their preferences. Such data is encrypted in a way that prevents unauthorized access.

Blocking Cookies If you wish to block cookies, some functionalities of the site will be disabled, which may cause certain malfunctions or errors when using our website.

Most browsers provide the ability to manage cookies according to your preferences. You can browse in incognito mode if you do not want your website visits or downloads to be recorded in your browsing and download history. Cookies created in incognito mode are deleted after closing all incognito windows.

Managing Preferences Regarding Cookie Placement Generally, an application used to access web pages allows the saving of cookies and/or similar technologies on the terminal by default. These settings can be changed so that the automatic management of cookies is blocked by the web browser or the user is informed every time cookies are sent to their terminal.

Why are cookies and/or similar technologies important for the Internet? Cookies and/or similar technologies are central to the efficient functioning of the Internet, helping to generate a friendly, personalized browsing experience tailored to each user's preferences and interests. Refusing or disabling cookies can make some websites or parts of websites unusable.

Disabling cookies does not mean you will no longer receive, in accordance with the law, online advertising – it just means that it will no longer be tailored to your preferences and interests as indicated by your browsing behavior.

Examples of important uses of cookies (that do not require a user account):

  • Content and services tailored to user preferences – product and service categories.
  • Offers adapted to user interests
  • Remembering passwords
  • Limiting ad display frequency – limiting the number of times an ad is shown to a particular user on a site.
  • Providing relevant advertising to the user.
  • Measuring, optimizing, and adjusting analytics features – such as confirming a certain level of traffic on a website, what type of content is viewed, and how a user reaches a website (e.g., through search engines, directly, from other websites, etc.). Websites conduct these usage analyses to improve their services for the benefit of users.

Security and Privacy Concerns Browsers generally have integrated privacy settings that provide different levels of cookie acceptance, validity periods, and automatic deletion after the user has visited a certain site.

Other Security Aspects Related to Cookies:

  • Customize your browser settings regarding cookies to reflect a comfortable level of security for you.
  • If you are the only person using the computer, you can set longer expiration periods for storing browsing history and personal access data.
  • If you share access to the computer, you can consider setting the browser to delete individual browsing data each time you close the browser. This is a way to access sites that place cookies and to delete any visit information at the end of the browsing session.

We use the following services that place cookies:

  • Facebook Ads
  • Google Ads
  • Google Analytics
  • Hotjar

Other services may be added depending on the type of campaigns conducted.